Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF

• Ano de defesa: 2016
• Autor(a) principal: GUEDES, Alexandre Augusto Alves
• Orientador(a): CARVALHO, Daniela Moreira de
• Banca de defesa: VITAL, Tales Wanderley, MOUTINHO, Lúcia Maria Góes, BORGES FILHO, Epaminondas Luiz
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Universidade Federal Rural de Pernambuco
• Programa de Pós-Graduação: Programa de Pós-Graduação em Administração e Desenvolvimento Rural
• Departamento: Departamento de Administração
• País: Brasil
• Palavras-chave em Português: Agricultura familiar; Crédito rural; Burocracia
• Palavras-chave em Inglês: Family farming; Rural credit; Bureaucracy
• Área do conhecimento CNPq: OUTROS::ADMINISTRACAO RURAL
• Link de acesso: http://www.tede2.ufrpe.br:8080/tede2/handle/tede2/4428

Family farming has always had a key role in the food supply and fixing of farmers in the field, avoiding their exodus to the cities. This type of farming, particularly in the Northeast, is predominantly developed by undercapitalized farmers who do not have a condition to offer the guarantees required by financial institutions to hiring rural credit. To alleviate this difficulty of access to rural credit, was established in 1995, PRONAF (National Program to Strengthen Family Farming), which serves to supply credit to farmers on more favorable terms than conventional loans. However, in the literature it appears that this program presents a number of difficulties for its access. Thus, the objective of this dissertation is to identify, analyze and propose suggestions on the main difficulties encountered by family farmers in the municipality of Garanhuns - PE to access the resources of PRONAF B. To achieve this objective, we interviewed local actors who somehow deal with Pronaf and were applied 82 questionnaires to the families of the municipality farmers access or have accessed credit. It was concluded that, despite the existence of some bureaucracies and contractual requirements, the vast majority of farmers understand that the program is easy to access. There was no any great difficulty accessing the program, only a few bottlenecks that prevent its universalization.