Mercado de seguros no Brasil: funcionalidades no movimento de reprodução ampliada do capital

• Ano de defesa: 2022
• Autor(a) principal: Rossi Henrique Soares Chaves
• Tipo de documento: Tese
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Universidade Federal de Minas Gerais; Brasil; FCE - DEPARTAMENTO DE CIÊNCIAS ADMINISTRATIVAS; Programa de Pós-Graduação em Administração; UFMG
• Palavras-chave em Português: Mercado de seguros; Securitização; Expropriação; Reprodução ampliada do capital; Teoria marxiana do valor; Seguros (Brasil); Valor (Economia); Mercado de capitais
• Link de acesso: http://hdl.handle.net/1843/42077; https://orcid.org/ 0000-0003-2229-9472

In this investigation, we start from the understanding that the insurance industry is a fraction of capital that has extensive and diverse imbrications with different moments of the movement of expanded capital accumulation and metamorphoses of value, fulfilling essential functions even in the beginnings of the capitalist accumulation process. The movement of reality showed us that the insurance sector has the potential to replace individual losses of the capitalist class arising from the production circuit and the realization of value, which includes the scenario where the valuation process may not take place. The insurance industry moves a massive amount of value (and its metamorphoses) into its monetary form. The financial funds managed by insurance companies proved to be large profitable private collective funds and always in search of appreciation by the capitalist class of the insurance sector. Faced with this question and based on the Marxian theory of value, we developed the thesis that the insurance sector performs a fundamental function of capital redistribution among the capitalist class through the concentration of monetary capital that it performs. From this fundamental function, many others unfold, as the course of this research demonstrates, because through the expansion of insurance activities (such as the securitization of financial assets) and/or ways of transacting insurance, as well as the constant imbrication with banking capital, we have the possibility of this sector of capital to expand its forms of profitability. Mainly because it allows capital, in the face of some interruption in its valuation process, the possibility of continuing its cycle from the redistribution of individual capital through an insurance/reinsurance policy. This functionality has been historically transformed and accompanies the development of the capitalist system of production, but under the advance of capital-imperialist accumulation and the promotion of secondary expropriations in countries like Brazil, it can achieve redistributive functions in the global movement of reproduction of value to the concentrating capital from different sources through multinational financial operations.