Regula????o banc??ria e a concess??o de cr??dito ve??culo no Brasil

• Ano de defesa: 2018
• Autor(a) principal: Fernandes, Alexandre Cardoso
• Orientador(a): Divino, Jos?? Angelo
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Universidade Cat??lica de Bras??lia
• Programa de Pós-Graduação: Programa Strictu Sensu em Economia de Empresas
• Departamento: Escola de Gest??o e Neg??cios
• País: Brasil
• Palavras-chave em Português: Regress??o; Cr??dito ve??culo; Pol??tica macroprudencial
• Área do conhecimento CNPq: ECONOMIA
• Resumo em Inglês: The main objective of this study is to analyze the effects of macroprudential policies, adopted by Brazil after the 2008 crisis, on the granting of credit to finance vehicles for individuals. The changes in the compulsory liabilities on time deposits and demand deposits, changes in the capital requirement and changes in the Tax on Financial Transactions (IOF) and Industrialized Products Tax (IPI) rates will be studied. In the empirical part, a multiple regression will be estimated to identify the main determinants of vehicle credit for individuals in Brazil. A review will be made of the literature on the trajectory of banking regulation from Basel I to Basel III, as well as the Micro and Macroprudential regulation.
• Link de acesso: https://bdtd.ucb.br:8443/jspui/handle/tede/2375

The main objective of this study is to analyze the effects of macroprudential policies, adopted by Brazil after the 2008 crisis, on the granting of credit to finance vehicles for individuals. The changes in the compulsory liabilities on time deposits and demand deposits, changes in the capital requirement and changes in the Tax on Financial Transactions (IOF) and Industrialized Products Tax (IPI) rates will be studied. In the empirical part, a multiple regression will be estimated to identify the main determinants of vehicle credit for individuals in Brazil. A review will be made of the literature on the trajectory of banking regulation from Basel I to Basel III, as well as the Micro and Macroprudential regulation.