Estrutura de concorrência do setor bancário brasileiro entre 2009 e 2014: uma análise das economias de grandeza

Detalhes bibliográficos
Ano de defesa: 2016
Autor(a) principal: Oliveira, Tiago Antonio de lattes
Orientador(a): Leite, Marcel Guedes
Banca de defesa: Não Informado pela instituição
Tipo de documento: Dissertação
Tipo de acesso: Acesso aberto
Idioma: por
Instituição de defesa: Pontifícia Universidade Católica de São Paulo
Programa de Pós-Graduação: Programa de Estudos Pós-Graduados em Economia Política
Departamento: Faculdade de Economia, Administração, Contábeis e Atuariais
País: Brasil
Palavras-chave em Português:
Palavras-chave em Inglês:
Área do conhecimento CNPq:
Link de acesso: https://tede2.pucsp.br/handle/handle/19466
Resumo: This dissertation examines how the Brazilian banking system concentration process has shaped this industry competitive conditions and structure trying to identify whether the sector optimizes efficiency based on relevant literature. Firstly, the development of the banking sector is presented through a historical overview focused on two key events: the wholesale bank law of 1988, as well as, the financial stability reached by 1994. Secondly, the theoretical reference is presented as to fundament this academic debate. Quantitative data from Brazilian banking sector from September 2009 to December 2014 is presented and analyzed through concentration indicators as to measure the market concentration degree, the results suggests a highly concentrated market. Lastly, an econometric analysis of panel data estimates a regression used on the hypothesis test inferring the market structure with the Panzr-Rosse methodology. Results suggest that Brazilian banking sector is characterized as a monopolistic competition