Export Ready — 

Enhancing personal financial literacy among young professionals: an impact study

Bibliographic Details
Main Author: Vicente Salvador, Montaño
Publication Date: 2024
Other Authors: Gabronino, Rosalia
Format: Article
Language: eng
Source: Diversitas Journal
Download full: https://diversitasjournal.com.br/diversitas_journal/article/view/2943
Summary: This impact study intends to determine the significant relationship between the posttest score and personal finance topic controlling for the pretest score. From 2019 to 2023, the Business Cluster initiated a program to enhance the Personal Financial Literacy of Young Professionals through the seminar-workshop using the Quasi pretest-posttest experimental design.  The Analysis of Covariance (ANCOVA) results proves a significant relationship exists between the posttest score and finance topic controlling for the pretest score. Moreover, this study confirmed that the seminar-workshop creates an environment conducive to active learning and engagement, positively impacting personal financial learning outcomes. Using the posthoc test proves that Investment is significantly higher than Budgeting, Decision, and Insurance, suggesting that Young Professionals are more interested in increasing their financial literacy investment than in other financial topics.
id UNEAL_f1e4e7ce4037999f56679f27b0fc11b1
oai_identifier_str oai:ojs.diversitasjournal.com.br:article/2943
network_acronym_str UNEAL
network_name_str Diversitas Journal
repository_id_str
spelling Enhancing personal financial literacy among young professionals: an impact studyMelhorando a alfabetização financeira pessoal entre jovens profissionais: um estudo de impactoAlfabetização financeira pessoalJovens ProfissionaisSeminário-WorkshopANCOVApersonal financial literacyyoung professionalsseminar-workshopANCOVAThis impact study intends to determine the significant relationship between the posttest score and personal finance topic controlling for the pretest score. From 2019 to 2023, the Business Cluster initiated a program to enhance the Personal Financial Literacy of Young Professionals through the seminar-workshop using the Quasi pretest-posttest experimental design.  The Analysis of Covariance (ANCOVA) results proves a significant relationship exists between the posttest score and finance topic controlling for the pretest score. Moreover, this study confirmed that the seminar-workshop creates an environment conducive to active learning and engagement, positively impacting personal financial learning outcomes. Using the posthoc test proves that Investment is significantly higher than Budgeting, Decision, and Insurance, suggesting that Young Professionals are more interested in increasing their financial literacy investment than in other financial topics.Este estudio de impacto pretende determinar la relación significativa entre la puntuación posterior a la prueba y el tema de finanzas personales controlando la puntuación previa a la prueba. Del 2019 al 2023, el Clúster Empresarial inició un programa para mejorar la Educación Financiera Personal de Jóvenes Profesionales a través del seminario-taller utilizando el diseño experimental Cuasi pretest-postest. Los resultados del Análisis de Covarianza (ANCOVA) demuestran que existe una relación significativa entre la puntuación posterior a la prueba y el tema de finanzas controlando la puntuación previa a la prueba. Además, este estudio confirmó que el seminario-taller crea un ambiente propicio para el aprendizaje y la participación activos, lo que impacta positivamente los resultados del aprendizaje financiero personal. El uso de la prueba posthoc demuestra que la inversión es significativamente mayor que la presupuestación, la decisión y los seguros, lo que sugiere que los jóvenes profesionales están más interesados en aumentar su inversión en educación financiera que en otros temas financieros.Este estudo de impacto pretende determinar a relação significativa entre a pontuação do pós-teste e o tópico de finanças pessoais controlando a pontuação do pré-teste. De 2019 a 2023, o Cluster Empresarial iniciou um programa para melhorar a Literacia Financeira Pessoal de Jovens Profissionais através do seminário-workshop utilizando o desenho experimental Quasi pré-pós-teste. Os resultados da Análise de Covariância (ANCOVA) provam que existe uma relação significativa entre a pontuação do pós-teste e o controle do tópico financeiro para a pontuação do pré-teste. Além disso, este estudo confirmou que o seminário-workshop cria um ambiente propício à aprendizagem ativa e ao envolvimento, impactando positivamente os resultados da aprendizagem financeira pessoal. A utilização do teste post hoc prova que o Investimento é significativamente superior ao Orçamento, Decisão e Seguros, sugerindo que os Jovens Profissionais estão mais interessados em aumentar o seu investimento em literacia financeira do que noutros tópicos financeiros.Universidade Estadual de Alagoas - Eduneal2024-05-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://diversitasjournal.com.br/diversitas_journal/article/view/294310.48017/dj.v9i1_Special.2943Diversitas Journal; Vol. 9 No. 1_Special (2024): Sustainability in Asia-Pacific: Multidisciplinary Insights and InnovationsDiversitas Journal; Vol. 9 Núm. 1_Special (2024): Sostenibilidad en Asia-Pacífico: ideas e innovaciones multidisciplinariasDiversitas Journal; v. 9 n. 1_Special (2024): Sustentabilidade na Ásia-Pacífico: insights e inovações multidisciplinares2525-521510.48017/dj.v9i1reponame:Diversitas Journalinstname:Universidade Estadual de Alagoas (UNEAL)instacron:UNEALenghttps://diversitasjournal.com.br/diversitas_journal/article/view/2943/2508Copyright (c) 2024 Montaño Vicente Salvador, Rosalia Gabroninohttps://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessVicente Salvador, MontañoGabronino, Rosalia2024-05-01T22:17:50Zoai:ojs.diversitasjournal.com.br:article/2943Revistahttps://diversitasjournal.com.br/diversitas_journal/indexPUBhttps://www.e-publicacoes.uerj.br/index.php/muralinternacional/oairevistadiversitasjournal@gmail.com2525-52152525-5215opendoar:2024-05-01T22:17:50Diversitas Journal - Universidade Estadual de Alagoas (UNEAL)false
dc.title.none.fl_str_mv Enhancing personal financial literacy among young professionals: an impact study
Melhorando a alfabetização financeira pessoal entre jovens profissionais: um estudo de impacto
title Enhancing personal financial literacy among young professionals: an impact study
spellingShingle Enhancing personal financial literacy among young professionals: an impact study
Vicente Salvador, Montaño
Alfabetização financeira pessoal
Jovens Profissionais
Seminário-Workshop
ANCOVA
personal financial literacy
young professionals
seminar-workshop
ANCOVA
title_short Enhancing personal financial literacy among young professionals: an impact study
title_full Enhancing personal financial literacy among young professionals: an impact study
title_fullStr Enhancing personal financial literacy among young professionals: an impact study
title_full_unstemmed Enhancing personal financial literacy among young professionals: an impact study
title_sort Enhancing personal financial literacy among young professionals: an impact study
author Vicente Salvador, Montaño
author_facet Vicente Salvador, Montaño
Gabronino, Rosalia
author_role author
author2 Gabronino, Rosalia
author2_role author
dc.contributor.author.fl_str_mv Vicente Salvador, Montaño
Gabronino, Rosalia
dc.subject.por.fl_str_mv Alfabetização financeira pessoal
Jovens Profissionais
Seminário-Workshop
ANCOVA
personal financial literacy
young professionals
seminar-workshop
ANCOVA
topic Alfabetização financeira pessoal
Jovens Profissionais
Seminário-Workshop
ANCOVA
personal financial literacy
young professionals
seminar-workshop
ANCOVA
description This impact study intends to determine the significant relationship between the posttest score and personal finance topic controlling for the pretest score. From 2019 to 2023, the Business Cluster initiated a program to enhance the Personal Financial Literacy of Young Professionals through the seminar-workshop using the Quasi pretest-posttest experimental design.  The Analysis of Covariance (ANCOVA) results proves a significant relationship exists between the posttest score and finance topic controlling for the pretest score. Moreover, this study confirmed that the seminar-workshop creates an environment conducive to active learning and engagement, positively impacting personal financial learning outcomes. Using the posthoc test proves that Investment is significantly higher than Budgeting, Decision, and Insurance, suggesting that Young Professionals are more interested in increasing their financial literacy investment than in other financial topics.
publishDate 2024
dc.date.none.fl_str_mv 2024-05-01
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://diversitasjournal.com.br/diversitas_journal/article/view/2943
10.48017/dj.v9i1_Special.2943
url https://diversitasjournal.com.br/diversitas_journal/article/view/2943
identifier_str_mv 10.48017/dj.v9i1_Special.2943
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv https://diversitasjournal.com.br/diversitas_journal/article/view/2943/2508
dc.rights.driver.fl_str_mv Copyright (c) 2024 Montaño Vicente Salvador, Rosalia Gabronino
https://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2024 Montaño Vicente Salvador, Rosalia Gabronino
https://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Estadual de Alagoas - Eduneal
publisher.none.fl_str_mv Universidade Estadual de Alagoas - Eduneal
dc.source.none.fl_str_mv Diversitas Journal; Vol. 9 No. 1_Special (2024): Sustainability in Asia-Pacific: Multidisciplinary Insights and Innovations
Diversitas Journal; Vol. 9 Núm. 1_Special (2024): Sostenibilidad en Asia-Pacífico: ideas e innovaciones multidisciplinarias
Diversitas Journal; v. 9 n. 1_Special (2024): Sustentabilidade na Ásia-Pacífico: insights e inovações multidisciplinares
2525-5215
10.48017/dj.v9i1
reponame:Diversitas Journal
instname:Universidade Estadual de Alagoas (UNEAL)
instacron:UNEAL
instname_str Universidade Estadual de Alagoas (UNEAL)
instacron_str UNEAL
institution UNEAL
reponame_str Diversitas Journal
collection Diversitas Journal
repository.name.fl_str_mv Diversitas Journal - Universidade Estadual de Alagoas (UNEAL)
repository.mail.fl_str_mv revistadiversitasjournal@gmail.com
_version_ 1831935234186149888

Similar Items