Adopting mobile money
| Main Author: | |
|---|---|
| Publication Date: | 2020 |
| Other Authors: | |
| Format: | Article |
| Language: | eng |
| Source: | Repositórios Científicos de Acesso Aberto de Portugal (RCAAP) |
| Download full: | http://hdl.handle.net/10362/111368 |
Summary: | Who uses mobile money, and what do people do with it? This paper describes mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use administrative and household survey data to characterize adopters as well as their mobile money usage patterns over three years. Adopters of mobile money (and early adopters in particular) are more educated than nonadopters, and they are also more likely to already hold a bank account. Positive self-selection of adopters should be considered when introducing mobile money as a tool for rapid financial inclusion. |
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Adopting mobile moneyevidence from an experiment in rural AfricaSDG 8 - Decent Work and Economic GrowthWho uses mobile money, and what do people do with it? This paper describes mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use administrative and household survey data to characterize adopters as well as their mobile money usage patterns over three years. Adopters of mobile money (and early adopters in particular) are more educated than nonadopters, and they are also more likely to already hold a bank account. Positive self-selection of adopters should be considered when introducing mobile money as a tool for rapid financial inclusion.NOVA School of Business and Economics (NOVA SBE)RUNBatista, CátiaVicente, Pedro C.2021-02-05T23:21:57Z2020-05-012020-05-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10362/111368eng2574-0768PURE: 19078774https://doi.org/10.1257/pandp.20201086info:eu-repo/semantics/openAccessreponame:Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)instname:FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologiainstacron:RCAAP2024-05-22T17:50:20Zoai:run.unl.pt:10362/111368Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireinfo@rcaap.ptopendoar:https://opendoar.ac.uk/repository/71602025-05-28T17:21:29.592835Repositórios Científicos de Acesso Aberto de Portugal (RCAAP) - FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologiafalse |
| dc.title.none.fl_str_mv |
Adopting mobile money evidence from an experiment in rural Africa |
| title |
Adopting mobile money |
| spellingShingle |
Adopting mobile money Batista, Cátia SDG 8 - Decent Work and Economic Growth |
| title_short |
Adopting mobile money |
| title_full |
Adopting mobile money |
| title_fullStr |
Adopting mobile money |
| title_full_unstemmed |
Adopting mobile money |
| title_sort |
Adopting mobile money |
| author |
Batista, Cátia |
| author_facet |
Batista, Cátia Vicente, Pedro C. |
| author_role |
author |
| author2 |
Vicente, Pedro C. |
| author2_role |
author |
| dc.contributor.none.fl_str_mv |
NOVA School of Business and Economics (NOVA SBE) RUN |
| dc.contributor.author.fl_str_mv |
Batista, Cátia Vicente, Pedro C. |
| dc.subject.por.fl_str_mv |
SDG 8 - Decent Work and Economic Growth |
| topic |
SDG 8 - Decent Work and Economic Growth |
| description |
Who uses mobile money, and what do people do with it? This paper describes mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use administrative and household survey data to characterize adopters as well as their mobile money usage patterns over three years. Adopters of mobile money (and early adopters in particular) are more educated than nonadopters, and they are also more likely to already hold a bank account. Positive self-selection of adopters should be considered when introducing mobile money as a tool for rapid financial inclusion. |
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2020 |
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2020-05-01 2020-05-01T00:00:00Z 2021-02-05T23:21:57Z |
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info:eu-repo/semantics/article |
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http://hdl.handle.net/10362/111368 |
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eng |
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eng |
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2574-0768 PURE: 19078774 https://doi.org/10.1257/pandp.20201086 |
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