Pais e filhos: um estudo da educação financeira em famílias na fase de aquisição

Detalhes bibliográficos
Ano de defesa: 2007
Autor(a) principal: Manfredini, Andreza Maria Neves lattes
Orientador(a): Cerveny, Ceneide Maria de Oliveira
Banca de defesa: Não Informado pela instituição
Tipo de documento: Dissertação
Tipo de acesso: Acesso aberto
Idioma: por
Instituição de defesa: Pontifícia Universidade Católica de São Paulo
Programa de Pós-Graduação: Programa de Estudos Pós-Graduados em Psicologia: Psicologia Clínica
Departamento: Psicologia
País: BR
Palavras-chave em Português:
Palavras-chave em Inglês:
Área do conhecimento CNPq:
Link de acesso: https://tede2.pucsp.br/handle/handle/15634
Resumo: Living in a society where publicity constitutes a mass appeal for consumption, children soon are brought into contact with money; therefore, raising children financially constitutes a challenge for parents. This research aimed at understanding how the process of financial education of children occurs inside middle class families, during the Acquisition Phase of the Vital Cycle, in the city of Tremembe, State of Sao Paulo. This study characterized itself as a qualitative research, carried out among parents and children at the age of 7 to 10. In order to collect data, three focal groups were formed: the first one composed of 6 parents, of which 5 were mothers and 1 father who had children at the age of 7 to 10; the other group composed of 9 children at the age of 7 to 8; and the third one composed of 5 children at the age of 9 to 10. The participants constituted a snowball sampling. During the narrative analysis, it was verified that the parents do not have the intentionality of educating their children towards money itself, and for that reason they make use of techniques developed in everyday family life. The older children are able to recognize that the parents have more experience in dealing with money, and therefore, believe that it is important to talk about this topic. It is realized that the financial education model passed on to the parents is the same that they will try to pass on to their children. It is also realized that the action of saving should be made continuous and a priority, as well as family talks, in order that children are able to act as citizens and not only ordinary consumers, in the near future