Detalhes bibliográficos
| Ano de defesa: |
2015 |
| Autor(a) principal: |
Marques, Fernando Emmanuel Fentanes Alvarez
 |
| Orientador(a): |
Pamplona, João Batista |
| Banca de defesa: |
Não Informado pela instituição |
| Tipo de documento: |
Dissertação
|
| Tipo de acesso: |
Acesso aberto |
| Idioma: |
por |
| Instituição de defesa: |
Pontifícia Universidade Católica de São Paulo
|
| Programa de Pós-Graduação: |
Programa de Estudos Pós-Graduados em Economia Política
|
| Departamento: |
Economia
|
| País: |
BR
|
| Palavras-chave em Português: |
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| Palavras-chave em Inglês: |
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| Área do conhecimento CNPq: |
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| Link de acesso: |
https://tede2.pucsp.br/handle/handle/9243
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Resumo: |
The main goal of the current academic work is to show and discuss the limits of the Housing Finance System (SFH) and Real Estate Financing System (SFI), with special focus on the analysis of housing funding limits. In this study the literature review was used as a source of empirical data. the statistics released by the Brazilian Association of Real Estate Credit and Savings Entities (ABECIP). The brazilian imobiliary funding issue goes through the long-term problem due to scarce credit lines. The capital market still falls far from the growing financing needs of the economy, especially with regard to corporate bonds. The funding sources that support the current housing credit volume are based on the Brazilian System of Savings and Loans (SBPE) and the Guarantee Fund for Employees (FGTS). It follows that the obstacle to increase the share of housing loans in GDP is not easy to solve. However, this work points clearly that the FGTS has the potential to offer lower financing rates than it has been offering. And it is also shown that SBPE is able to better allocate the funds raised by the savings |
