Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia

Detalhes bibliográficos
Autor(a) principal: Torres, Nuno Miguel Silva
Data de Publicação: 2022
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)
Texto Completo: http://hdl.handle.net/10362/145568
Resumo: Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
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spelling Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemiaDigital transformatione-commerceelectronic paymentsBanksFinTechCOVID19ClusteringK-meansunsupervised machine learningDissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and ManagementThis dissertation intends to determine and identify the consumer’s level of awareness and acceptance of payment methods and digital transformation in the Banking Sector. Consumers demand new tools to face the new challenges in the market as fast adapting competition and new players arise. Banks provide to consumers, products and means to access accounts and cash that follow the need for a growing internet-based economy cross-borders, demonetization of the currencies, and fast pacing need for more direct access between supply and demand. Financial and credit institutions play a critical role in the economy within the multiple Line of business (further called LoB) and provide services, being payment methods the scope of our study. The world economy, companies, and corporations have pursued the e-commerce trend, as technology has become a standard tool in the everyday living of world societies. The competition was a driving force compelling banks to move forward to improve their offer in payment products and resort to new technology. Consumers are also the driver of these breakthroughs and have a faster adhesion for cheaper payment solutions, creating the need for different solutions incorporating technological development.Baptista, Maria Helena Miranda FloresRUNTorres, Nuno Miguel Silva2022-11-16T16:47:45Z2022-10-262022-10-26T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/145568TID:203098269enginfo:eu-repo/semantics/openAccessreponame:Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)instname:FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologiainstacron:RCAAP2024-05-22T18:06:44Zoai:run.unl.pt:10362/145568Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireinfo@rcaap.ptopendoar:https://opendoar.ac.uk/repository/71602025-05-28T17:37:14.051902Repositórios Científicos de Acesso Aberto de Portugal (RCAAP) - FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologiafalse
dc.title.none.fl_str_mv Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
title Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
spellingShingle Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
Torres, Nuno Miguel Silva
Digital transformation
e-commerce
electronic payments
Banks
FinTech
COVID19
Clustering
K-means
unsupervised machine learning
title_short Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
title_full Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
title_fullStr Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
title_full_unstemmed Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
title_sort Awareness of new payment technologies in the digital banking transformation - Accelerated by the COVID 19 pandemia
author Torres, Nuno Miguel Silva
author_facet Torres, Nuno Miguel Silva
author_role author
dc.contributor.none.fl_str_mv Baptista, Maria Helena Miranda Flores
RUN
dc.contributor.author.fl_str_mv Torres, Nuno Miguel Silva
dc.subject.por.fl_str_mv Digital transformation
e-commerce
electronic payments
Banks
FinTech
COVID19
Clustering
K-means
unsupervised machine learning
topic Digital transformation
e-commerce
electronic payments
Banks
FinTech
COVID19
Clustering
K-means
unsupervised machine learning
description Dissertation presented as the partial requirement for obtaining a Master's degree in Statistics and Information Management, specialization in Risk Analysis and Management
publishDate 2022
dc.date.none.fl_str_mv 2022-11-16T16:47:45Z
2022-10-26
2022-10-26T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/145568
TID:203098269
url http://hdl.handle.net/10362/145568
identifier_str_mv TID:203098269
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)
instname:FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologia
instacron:RCAAP
instname_str FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologia
instacron_str RCAAP
institution RCAAP
reponame_str Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)
collection Repositórios Científicos de Acesso Aberto de Portugal (RCAAP)
repository.name.fl_str_mv Repositórios Científicos de Acesso Aberto de Portugal (RCAAP) - FCCN, serviços digitais da FCT – Fundação para a Ciência e a Tecnologia
repository.mail.fl_str_mv info@rcaap.pt
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